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The General Assembly could … have included a separate provision in the MLA that specifically requires that interest-bearing loans be repayable in multiple installments, just as it did with precomputed loans by requiring monthly installments, she reasoned. [I]t did not do so. Reading the statute according to the natural and most obvious import of the statutory language, we conclude that R. 1321. 51(F) is not ambiguous. Justice French then addressed the question whether the STLA bars MLA lenders from making payday-type loans.

She explained that, before its repeal in 2008, the Check Cashing Lender Law allowed lenders to make payday loans, which are usually unsecured short-term loans for small amounts that are to be repaid in full on the borrowers next payday. The STLA was enacted in its place in 2008 to in part deal with concerns about payday loans.

Loans personal bank cash loan instant decision

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Loans personal bank cash loan instant decision